This week, we’re in the studio with Carl Richards, who traveled nearly 9,000 miles from New Zealand to share his expertise. As a CFP and author known for his work, Carl has designed a new workshop called “Talking About Money” to assist couples in navigating financial discussions.

During our conversation, Carl emphasizes the complexities of discussing finances with partners. He offers strategies to improve communication, encouraging couples to let go of shame and blame while emphasizing the importance of taking breaks during tense conversations. It’s an insightful listen for anyone looking to enhance their financial dialogue.

In our Mailbag segment, we tackle the topic of closing credit cards without impacting your credit score and discuss the advantages of considering a Roth IRA over a Traditional IRA after maximizing contributions to your employer’s retirement plan.

Inspired by our chat with Carl, we also dive into the significance of first impressions in our Thrive segment, highlighting the impact of nonverbal communication when building relationships.