Maggie Klokkenga, CPA, CFP®, provides answers to common tax filing queries for first-timers, free filing options, and guidance on dependents' tax responsibilities.

Tax filing can be daunting for first-time filers. Thanks to the fantastic response we received about tax-related questions, we engaged Maggie to provide clarity. Below, you'll find Maggie's insights on your pressing tax inquiries.

What's the best way to contact the IRS for free tax filing assistance?

To access Free File through the IRS, visit www.irs.gov and click on the option for filing your taxes without charge.

Which tax software is best for beginners?

NerdWallet has shared their picks for the top tax software of 2019. They found TurboTax to be user-friendly, TaxAct as the budget-friendly choice, and H&R Block as offering excellent support. Many of these tax software platforms also provide free federal tax return filing. If your income is under $66,000, you can benefit from the IRS's Free File software, allowing both federal and state tax filings at no charge.

I have two daughters, ages 19 and 21, who work during summer. When do they need to file taxes, and how does it affect my tax return?

You can include your daughters' income in your tax return only if it's unearned, not from their summer jobs. They aren't required to file their own returns unless their earned income exceeds $12,000 each. However, filing returns for them could help recover withheld taxes. You can still claim them as dependents even if they file on their own.

A significant change from TCJA is worth noting. The tax rate for unearned income (known as the kiddie tax) now aligns with the brackets for trusts and estates, which escalate to a top rate of 37% with just $12,500 in taxable income—compared to a married parent filing jointly, who needs over $600,000!

If you move between states, you typically must file part-year returns for both states. However, since Florida has no state income tax, check with TurboTax's support before purchasing state tax returns.

Have a tax-related question or another financial query? Join our private Facebook group for ongoing discussions about finance in a fun, judgment-free environment.

Looking for guidance on taxes, IRAs, or 529 contributions? Check out Maggie's previous Q&A.