Prices across the nation are climbing. Here’s how to shop wisely, snag great deals, and keep expenses down.

Regardless of global economic shifts, filling your pantry is an essential weekly task. Rising food prices make this more crucial than ever.

While we can't control prices, we can adopt smart shopping habits to manage our budgets. We spoke with experts to gather insights on how to save on groceries right now.

1. Establish a Budget

This tip may sound familiar, but it’s vital. No matter what you’re purchasing—groceries, clothes—the key to saving money lies in setting a spending limit before you shop, according to savings coach Krystal Sharp. A good target is to budget $100 to $125 per person, per month for groceries.

“Divide this into weekly or biweekly budgets,” Sharp suggests. “That’s what you’ll spend on essentials.”

Prices differ widely across locations; for instance, in New York City, you may need about $150 per person. So, tailor your budget to your specific needs and area.

If you often overspend, consider withdrawing your budgeted amount in cash. This strategy can encourage creativity and help you stick to your limit.

2. Plan Your Meals

Before shopping, create a list based on the meals you intend to prepare for the week. When you have a clear cooking plan, you’ll reduce waste and stretch your dollars further. As you jot down your meals, check what you already have at home. This extra step saves money by preventing unnecessary purchases.

Meal prep is not only a great way to adhere to dietary goals but also an effective cost-saving strategy, says Kelli Vilchis, a shopping expert with Dumpling. “I roast veggies to create delicious lunches or sides for dinner,” she explains. “Preparing my meals helps me spend less when I’m out.”

3. Avoid Brand Loyalty

What does this mean? Just because you’ve shopped at Whole Foods forever doesn’t mean you can’t explore other options. While it may take some effort to compare prices, the savings are worthwhile.

Start by shopping at budget-friendly stores such as Aldi or Walmart. If you still need items, check local stores with good reputations or online options. Your goal is to gather everything you need while minimizing expenses.

Sure, driving around for a few cents off a product isn’t ideal, but consider where you can save a few dollars. Comparing prices helps you plan your shopping to maximize value. For example, you might discover produce is cheaper at Aldi, while Trader Joe’s has the best price on couscous. If your preferred stores are nearby, it’s worth making a few stops.

4. Minimize Impulse Purchases

Picture yourself at checkout. You spot a magazine, a candy bar, and maybe a prepared meal that looks tempting, even if it’s overpriced.

Impulse buys can quickly add up. To reduce them, avoid temptations, suggests savings expert Lisa Thompson from Coupons.com.

“Shopping through your retailer’s app or website helps you stick to your list and avoid distractions,” she advises.

It’s fine to have a little budget for occasional treats, but slashing impulse buys can lead to significant savings over time, she notes.

LISTEN: Eat Better, Save More Money on Food with Nutritionist Ellie Krieger on the podcast.

5. Join Loyalty Programs

By “list,” Thompson refers to email loyalty programs from your favorite retailers. Sign up for their emails and engage on social media to access exclusive deals not always available to the public.

“Understanding when and where to save is key to developing a money-saving habit,” she explains. “You can always opt out if a brand becomes too spammy or doesn’t meet your expectations. But for brands you love, staying informed can be beneficial.”

6. Be Conscious of Meat Purchases

Meat often represents the highest expense for families, says Neale Godfrey, a personal finance expert.

To save, consider buying meat in bulk from stores like Costco or Sam’s Club, then freeze what you don’t use. Even without a membership, you can still find deals on meat by checking store flyers. Remember, cooking your own meat is generally cheaper than buying processed versions.

“For example, it’s more economical to buy a rump roast and slice it for sandwiches,” Godfrey suggests. “Look for end cuts of bacon or cold cuts to save money.”

7. Purchase in Bulk

For larger households, or even solo shoppers with ample storage, buying in bulk can significantly impact your grocery bills, says Vilchis. Explore stores like Sam’s Club or Costco for the best unit prices, and don’t overlook bulk deals at places like Walmart or Target, especially with coupons.

Keep in mind that bulk buying only saves money if you use the items and prevent waste.

“Buying larger packages will save you in the long run,” she adds. “Consider purchasing household goods, cleaning supplies, and dry pantry staples like rice, oil, and pasta to cut costs.”